Birdwatch Note Rating
2025-10-17 00:45:53 UTC - HELPFUL
Rated by Participant: 972DA8F49155895738D7042FB4375B7969D9170F273BEDFB49203DD7BA2566D2
Participant Details
Original Note:
FHA loans aren’t “welfare”, borrowers repay them, with FHA only insuring defaults. Non-permanent residents (e.g., H-1B) made ~4% of FHA volume in 2024, more in FL/TX; banned since May 2025. Immigration adds demand, but supply limits & investors drove most price gains. https://www.hud.gov/program_offices/housing/sfh/borrow https://www.jbresearch.com/ https://www.nar.realtor/research-and-statistics/quick-real-estate-statistics
All Note Details