Birdwatch Note Rating
2025-01-12 00:11:05 UTC - HELPFUL
Rated by Participant: 75D443FBEB3F37C691C7139F30033BB4FD5D5324D7853B30D74B1EEFDC1526C6
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Original Note:
While it was reported in 2015 that a small number of lending startups were using data (such as battery charge) from phones to assess creditworthiness, it is not clear that this is a current or widespread practice today. https://financialpost.com/personal-finance/debt/how-keeping-your-phone-charged-might-help-boost-your-credit-score http://www.wsj.com/articles/lending-startups-look-at-borrowers-phone-usage-to-assess-creditworthiness-1448933308?st=jPdv1C&reflink=article_copyURL_share
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