Birdwatch Archive

Birdwatch Note Rating

2025-01-10 05:46:23 UTC - HELPFUL

Rated by Participant: FDCB788EE602DFCBFF7AA720E9AAA13FAD75BEFED73C98DE6BF9735C1CAEA1C7
Participant Details

Original Note:

CA's insurers have historically been prohibited to use cat models in ratemaking, effectively prohibiting pricing in the cost of wildfires or other catastrophes. Recently, some insurers have attempted to have cat models as part of their pricing. This is not widespread. https://www.insurancejournal.com/news/west/2025/01/02/806725.ht

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