Birdwatch Archive

Birdwatch Note Rating

2025-01-09 17:45:39 UTC - HELPFUL

Rated by Participant: F881F5017531B9CC31B47283E6B15459792E14F2860DFECBCE800934FF7F0F2C
Participant Details

Original Note:

CA's insurers have historically been prohibited to use cat models in ratemaking, effectively prohibiting pricing in the cost of wildfires or other catastrophes. Recently, some insurers have attempted to have cat models as part of their pricing. This is not widespread. https://www.insurancejournal.com/news/west/2025/01/02/806725.ht

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