Birdwatch Archive

Birdwatch Note Rating

2025-01-09 15:50:24 UTC - HELPFUL

Rated by Participant: F17E0FA39F0B931472029117E8C1A272D4612E4338F117CA958F0F9AA53F721E
Participant Details

Original Note:

CA's insurers have historically been prohibited to use cat models in ratemaking, effectively prohibiting pricing in the cost of wildfires or other catastrophes. Recently, some insurers have attempted to have cat models as part of their pricing. This is not widespread. https://www.insurancejournal.com/news/west/2025/01/02/806725.ht

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