Birdwatch Archive

Birdwatch Note Rating

2025-01-09 22:18:27 UTC - HELPFUL

Rated by Participant: D6F544AD4CFCA727A495BF48665F8AF706F4E226689792BB415E61CDDE2991D8
Participant Details

Original Note:

CA's insurers have historically been prohibited to use cat models in ratemaking, effectively prohibiting pricing in the cost of wildfires or other catastrophes. Recently, some insurers have attempted to have cat models as part of their pricing. This is not widespread. https://www.insurancejournal.com/news/west/2025/01/02/806725.ht

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All Information

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