Birdwatch Archive

Birdwatch Note Rating

2025-01-10 00:04:47 UTC - HELPFUL

Rated by Participant: D6189AEC3DDC776BFA3D00344C95F62C78887254378A45F9434EEC4DD4E4A7E2
Participant Details

Original Note:

CA's insurers have historically been prohibited to use cat models in ratemaking, effectively prohibiting pricing in the cost of wildfires or other catastrophes. Recently, some insurers have attempted to have cat models as part of their pricing. This is not widespread. https://www.insurancejournal.com/news/west/2025/01/02/806725.ht

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