Birdwatch Archive

Birdwatch Note Rating

2025-01-09 20:57:26 UTC - HELPFUL

Rated by Participant: CCACBFC0836AE66430E776D9656DA3FAAD66EA4A44FBB34BAE9834DB3732D0FE
Participant Details

Original Note:

CA's insurers have historically been prohibited to use cat models in ratemaking, effectively prohibiting pricing in the cost of wildfires or other catastrophes. Recently, some insurers have attempted to have cat models as part of their pricing. This is not widespread. https://www.insurancejournal.com/news/west/2025/01/02/806725.ht

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