Birdwatch Archive

Birdwatch Note Rating

2025-01-09 18:11:08 UTC - HELPFUL

Rated by Participant: C98C2D713CDCEBD37AC1225B1D1F6E6C49B33A2DBF79C6CB036634992E16574F
Participant Details

Original Note:

CA's insurers have historically been prohibited to use cat models in ratemaking, effectively prohibiting pricing in the cost of wildfires or other catastrophes. Recently, some insurers have attempted to have cat models as part of their pricing. This is not widespread. https://www.insurancejournal.com/news/west/2025/01/02/806725.ht

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All Information

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