Birdwatch Archive

Birdwatch Note Rating

2025-01-09 15:20:44 UTC - HELPFUL

Rated by Participant: C3B8290C8FDA13163DD1E197B0085B7EC372859ECE6504BFE4E2ED1E1688098D
Participant Details

Original Note:

CA's insurers have historically been prohibited to use cat models in ratemaking, effectively prohibiting pricing in the cost of wildfires or other catastrophes. Recently, some insurers have attempted to have cat models as part of their pricing. This is not widespread. https://www.insurancejournal.com/news/west/2025/01/02/806725.ht

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All Information

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