Birdwatch Archive

Birdwatch Note Rating

2025-01-10 01:46:12 UTC - HELPFUL

Rated by Participant: C38BCCF84881E89352AC8C4314CE41F98B88FA4DA15945F2DB8C7EBE82573F30
Participant Details

Original Note:

CA's insurers have historically been prohibited to use cat models in ratemaking, effectively prohibiting pricing in the cost of wildfires or other catastrophes. Recently, some insurers have attempted to have cat models as part of their pricing. This is not widespread. https://www.insurancejournal.com/news/west/2025/01/02/806725.ht

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