Birdwatch Archive

Birdwatch Note Rating

2025-01-09 23:16:19 UTC - HELPFUL

Rated by Participant: BE271558EECBAD5619435E70E4FD8CA5EFD95FDFBB4B1CF28950DE669E8A84AA
Participant Details

Original Note:

CA's insurers have historically been prohibited to use cat models in ratemaking, effectively prohibiting pricing in the cost of wildfires or other catastrophes. Recently, some insurers have attempted to have cat models as part of their pricing. This is not widespread. https://www.insurancejournal.com/news/west/2025/01/02/806725.ht

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