Birdwatch Archive

Birdwatch Note Rating

2025-01-09 15:05:11 UTC - HELPFUL

Rated by Participant: BD6C4A18B6878264E0427828E40BED3B9FE815C95F3F1B7808DB8EA10EC93805
Participant Details

Original Note:

CA's insurers have historically been prohibited to use cat models in ratemaking, effectively prohibiting pricing in the cost of wildfires or other catastrophes. Recently, some insurers have attempted to have cat models as part of their pricing. This is not widespread. https://www.insurancejournal.com/news/west/2025/01/02/806725.ht

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All Information

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