Birdwatch Archive

Birdwatch Note Rating

2025-01-09 17:37:58 UTC - HELPFUL

Rated by Participant: 823A5CE789965DE09A0E646DB53F1587F8971474FA1236C17EACDE2CA5B9ECD3
Participant Details

Original Note:

CA's insurers have historically been prohibited to use cat models in ratemaking, effectively prohibiting pricing in the cost of wildfires or other catastrophes. Recently, some insurers have attempted to have cat models as part of their pricing. This is not widespread. https://www.insurancejournal.com/news/west/2025/01/02/806725.ht

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