Birdwatch Archive

Birdwatch Note Rating

2025-01-10 02:32:07 UTC - HELPFUL

Rated by Participant: 7C737A62245F70F1EA74196189D91EDB7FA482253BDE6D209B6E038C2905E26A
Participant Details

Original Note:

CA's insurers have historically been prohibited to use cat models in ratemaking, effectively prohibiting pricing in the cost of wildfires or other catastrophes. Recently, some insurers have attempted to have cat models as part of their pricing. This is not widespread. https://www.insurancejournal.com/news/west/2025/01/02/806725.ht

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