Birdwatch Archive

Birdwatch Note Rating

2025-01-09 15:31:50 UTC - HELPFUL

Rated by Participant: 7B39F84841BB55E43EEF1D111F67EA713BD4CE78B1260C16F76F861AD35A29E8
Participant Details

Original Note:

CA's insurers have historically been prohibited to use cat models in ratemaking, effectively prohibiting pricing in the cost of wildfires or other catastrophes. Recently, some insurers have attempted to have cat models as part of their pricing. This is not widespread. https://www.insurancejournal.com/news/west/2025/01/02/806725.ht

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