Birdwatch Archive

Birdwatch Note Rating

2025-01-09 17:01:37 UTC - HELPFUL

Rated by Participant: 77D975F8610C5DE77517CAF77A3A6A055F28549F5B8827510E4FA5FCE8192714
Participant Details

Original Note:

CA's insurers have historically been prohibited to use cat models in ratemaking, effectively prohibiting pricing in the cost of wildfires or other catastrophes. Recently, some insurers have attempted to have cat models as part of their pricing. This is not widespread. https://www.insurancejournal.com/news/west/2025/01/02/806725.ht

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