Birdwatch Archive

Birdwatch Note Rating

2025-01-10 13:31:47 UTC - HELPFUL

Rated by Participant: 6DA87AE9903AA340719878BA7C622C62F6377FD5BCA43E6D2312E37B735E55E4
Participant Details

Original Note:

CA's insurers have historically been prohibited to use cat models in ratemaking, effectively prohibiting pricing in the cost of wildfires or other catastrophes. Recently, some insurers have attempted to have cat models as part of their pricing. This is not widespread. https://www.insurancejournal.com/news/west/2025/01/02/806725.ht

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