Birdwatch Archive

Birdwatch Note Rating

2025-01-10 03:47:42 UTC - HELPFUL

Rated by Participant: 6B6C4CE40EC352AF82AC05F9F9775B482E8F390D6D69C10A3B32ACE6F16AD209
Participant Details

Original Note:

CA's insurers have historically been prohibited to use cat models in ratemaking, effectively prohibiting pricing in the cost of wildfires or other catastrophes. Recently, some insurers have attempted to have cat models as part of their pricing. This is not widespread. https://www.insurancejournal.com/news/west/2025/01/02/806725.ht

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