Birdwatch Archive

Birdwatch Note Rating

2025-01-10 00:28:52 UTC - HELPFUL

Rated by Participant: 4A27520EE411DEC876F4D77139A3E2979FE3D4A46800669FDC69FBFDA5FE79AE
Participant Details

Original Note:

CA's insurers have historically been prohibited to use cat models in ratemaking, effectively prohibiting pricing in the cost of wildfires or other catastrophes. Recently, some insurers have attempted to have cat models as part of their pricing. This is not widespread. https://www.insurancejournal.com/news/west/2025/01/02/806725.ht

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