Birdwatch Archive

Birdwatch Note Rating

2025-01-10 07:11:00 UTC - HELPFUL

Rated by Participant: 42E8381695E5D65DB117F2721537F9EF2BC992C00C3FC8F5CC6FEC602A671AF7
Participant Details

Original Note:

CA's insurers have historically been prohibited to use cat models in ratemaking, effectively prohibiting pricing in the cost of wildfires or other catastrophes. Recently, some insurers have attempted to have cat models as part of their pricing. This is not widespread. https://www.insurancejournal.com/news/west/2025/01/02/806725.ht

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