Birdwatch Archive

Birdwatch Note Rating

2025-01-09 16:42:07 UTC - NOT_HELPFUL

Rated by Participant: 35FAB687D77918A54D94BE47BDE3FA2BA73212BD5C9914E5711E7F067BE1E052
Participant Details

Original Note:

CA's insurers have historically been prohibited to use cat models in ratemaking, effectively prohibiting pricing in the cost of wildfires or other catastrophes. Recently, some insurers have attempted to have cat models as part of their pricing. This is not widespread. https://www.insurancejournal.com/news/west/2025/01/02/806725.ht

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