Birdwatch Archive

Birdwatch Note Rating

2025-01-09 15:49:29 UTC - HELPFUL

Rated by Participant: 2C940F14820AE6DA4B80BF3D901080F07D04B9447940863F01DFE851F24A4AD2
Participant Details

Original Note:

CA's insurers have historically been prohibited to use cat models in ratemaking, effectively prohibiting pricing in the cost of wildfires or other catastrophes. Recently, some insurers have attempted to have cat models as part of their pricing. This is not widespread. https://www.insurancejournal.com/news/west/2025/01/02/806725.ht

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