Birdwatch Archive

Birdwatch Note Rating

2025-01-09 15:00:55 UTC - NOT_HELPFUL

Rated by Participant: 0DCC7BBD1989A7BD11999F41A0953FA1635ACC03CF8000D99C38C5ADA0C5A930
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Original Note:

CA's insurers have historically been prohibited to use cat models in ratemaking, effectively prohibiting pricing in the cost of wildfires or other catastrophes. Recently, some insurers have attempted to have cat models as part of their pricing. This is not widespread. https://www.insurancejournal.com/news/west/2025/01/02/806725.ht

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