Birdwatch Archive

Birdwatch Note Rating

2025-01-08 15:19:14 UTC - NOT_HELPFUL

Rated by Participant: D6ACBF527E9CDB54CFDD1CCA2A2B2C953B5C972C2E25A6ED17A1E1BC9FB62B86
Participant Details

Original Note:

Before FICO scores (1989), loans were harder to get due to subjective decisions by lenders, reliance on personal connections, and manual reviews. This led to biases and inconsistent access. FICO standardized credit assessments, improving fairness and efficiency. https://finmasters.com/when-were-credit-scores-invented/

All Note Details

Original Tweet

All Information

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