Birdwatch Archive

Birdwatch Note Rating

2025-01-08 15:18:40 UTC - HELPFUL

Rated by Participant: C1CAB9F6DE4B12FDE4E13F466C91858C49918CC93F8C23D8F019EC71FDA8C6C4
Participant Details

Original Note:

Before FICO scores (1989), loans were harder to get due to subjective decisions by lenders, reliance on personal connections, and manual reviews. This led to biases and inconsistent access. FICO standardized credit assessments, improving fairness and efficiency. https://finmasters.com/when-were-credit-scores-invented/

All Note Details

Original Tweet

All Information

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  • version - 2
  • agree - 0
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  • helpful - 0
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  • helpfulnessLevel - HELPFUL
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