Birdwatch Archive

Birdwatch Note Rating

2025-01-12 03:14:53 UTC - NOT_HELPFUL

Rated by Participant: 88420C0D25931AA4CA53B319314AB7887F93956A851227E836895D9DE29A24F3
Participant Details

Original Note:

Before FICO scores (1989), loans were harder to get due to subjective decisions by lenders, reliance on personal connections, and manual reviews. This led to biases and inconsistent access. FICO standardized credit assessments, improving fairness and efficiency. https://finmasters.com/when-were-credit-scores-invented/

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All Information

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