Birdwatch Archive

Birdwatch Note Rating

2025-01-08 06:20:36 UTC - HELPFUL

Rated by Participant: 7C87BF1394146495D4D80785A9836AAB39B89730ADBEDAA81F70A56FD071CF3A
Participant Details

Original Note:

Before FICO scores (1989), loans were harder to get due to subjective decisions by lenders, reliance on personal connections, and manual reviews. This led to biases and inconsistent access. FICO standardized credit assessments, improving fairness and efficiency. https://finmasters.com/when-were-credit-scores-invented/

All Note Details

Original Tweet

All Information

  • noteId - 1876775067998429413
  • participantId -
  • raterParticipantId - 7C87BF1394146495D4D80785A9836AAB39B89730ADBEDAA81F70A56FD071CF3A
  • createdAtMillis - 1736317236575
  • version - 2
  • agree - 0
  • disagree - 0
  • helpful - 0
  • notHelpful - 0
  • helpfulnessLevel - HELPFUL
  • helpfulOther - 0
  • helpfulInformative - 0
  • helpfulClear - 1
  • helpfulEmpathetic - 0
  • helpfulGoodSources - 0
  • helpfulUniqueContext - 0
  • helpfulAddressesClaim - 1
  • helpfulImportantContext - 1
  • helpfulUnbiasedLanguage - 1
  • notHelpfulOther - 0
  • notHelpfulIncorrect - 0
  • notHelpfulSourcesMissingOrUnreliable - 0
  • notHelpfulOpinionSpeculationOrBias - 0
  • notHelpfulMissingKeyPoints - 0
  • notHelpfulOutdated - 0
  • notHelpfulHardToUnderstand - 0
  • notHelpfulArgumentativeOrBiased - 0
  • notHelpfulOffTopic - 0
  • notHelpfulSpamHarassmentOrAbuse - 0
  • notHelpfulIrrelevantSources - 0
  • notHelpfulOpinionSpeculation - 0
  • notHelpfulNoteNotNeeded - 0
  • ratingsId - 18767750679984294137C87BF1394146495D4D80785A9836AAB39B89730ADBEDAA81F70A56FD071CF3A