Birdwatch Archive

Birdwatch Note Rating

2025-01-07 23:59:23 UTC - HELPFUL

Rated by Participant: 1C6AB65315A094AF1EB2661ACBBAED423B38C8AAD1FC317213585A0126E92681
Participant Details

Original Note:

Before FICO scores (1989), loans were harder to get due to subjective decisions by lenders, reliance on personal connections, and manual reviews. This led to biases and inconsistent access. FICO standardized credit assessments, improving fairness and efficiency. https://finmasters.com/when-were-credit-scores-invented/

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Original Tweet

All Information

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