Birdwatch Archive

Birdwatch Note Rating

2025-01-08 00:57:40 UTC - SOMEWHAT_HELPFUL

Rated by Participant: 00255BF71AC77463F5B0E0AC2B9AB0DA3DBD9C58E2E760B26848AB907F834100
Participant Details

Original Note:

Before FICO scores (1989), loans were harder to get due to subjective decisions by lenders, reliance on personal connections, and manual reviews. This led to biases and inconsistent access. FICO standardized credit assessments, improving fairness and efficiency. https://finmasters.com/when-were-credit-scores-invented/

All Note Details

Original Tweet

All Information

  • noteId - 1876775067998429413
  • participantId -
  • raterParticipantId - 00255BF71AC77463F5B0E0AC2B9AB0DA3DBD9C58E2E760B26848AB907F834100
  • createdAtMillis - 1736297860619
  • version - 2
  • agree - 0
  • disagree - 0
  • helpful - 0
  • notHelpful - 0
  • helpfulnessLevel - SOMEWHAT_HELPFUL
  • helpfulOther - 0
  • helpfulInformative - 0
  • helpfulClear - 0
  • helpfulEmpathetic - 0
  • helpfulGoodSources - 0
  • helpfulUniqueContext - 0
  • helpfulAddressesClaim - 1
  • helpfulImportantContext - 1
  • helpfulUnbiasedLanguage - 0
  • notHelpfulOther - 0
  • notHelpfulIncorrect - 0
  • notHelpfulSourcesMissingOrUnreliable - 0
  • notHelpfulOpinionSpeculationOrBias - 0
  • notHelpfulMissingKeyPoints - 0
  • notHelpfulOutdated - 0
  • notHelpfulHardToUnderstand - 0
  • notHelpfulArgumentativeOrBiased - 0
  • notHelpfulOffTopic - 0
  • notHelpfulSpamHarassmentOrAbuse - 0
  • notHelpfulIrrelevantSources - 0
  • notHelpfulOpinionSpeculation - 1
  • notHelpfulNoteNotNeeded - 0
  • ratingsId - 187677506799842941300255BF71AC77463F5B0E0AC2B9AB0DA3DBD9C58E2E760B26848AB907F834100