Birdwatch Note Rating
2025-01-08 15:04:41 UTC - NOT_HELPFUL
Rated by Participant: C8468270FD5B1F2819E50FA2F3E8106CF11A4BB406B7FF273A9905A260B2CCA3
Participant Details
Original Note:
While the community not is correct that there was a credit review process prior to the current credit rating standard, it is misleading that that gender, race, etc. were factored into decisions. Individual establishments reviewed income, assets, employment verification, etc.. https://www.quora.com/If-credit-scores-started-in-1989-how-did-boomers-manage-to-convince-bankers-they-were-capable-of-owning-a-home-and-2-cars
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