Birdwatch Note Rating
2025-01-08 18:21:37 UTC - NOT_HELPFUL
Rated by Participant: AD2DB85BDA07BCF52C7FBCE7EFBCFAAD8581AA6E638238D5546A109842FE4B37
Participant Details
Original Note:
While the community not is correct that there was a credit review process prior to the current credit rating standard, it is misleading that that gender, race, etc. were factored into decisions. Individual establishments reviewed income, assets, employment verification, etc.. https://www.quora.com/If-credit-scores-started-in-1989-how-did-boomers-manage-to-convince-bankers-they-were-capable-of-owning-a-home-and-2-cars
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