Birdwatch Archive

Birdwatch Note Rating

2025-01-07 22:03:20 UTC - NOT_HELPFUL

Rated by Participant: 82FB3ED98664EAA79D0532662183229B792B13FAB7FD5CD5AAF466D097F61D56
Participant Details

Original Note:

While the community not is correct that there was a credit review process prior to the current credit rating standard, it is misleading that that gender, race, etc. were factored into decisions. Individual establishments reviewed income, assets, employment verification, etc.. https://www.quora.com/If-credit-scores-started-in-1989-how-did-boomers-manage-to-convince-bankers-they-were-capable-of-owning-a-home-and-2-cars

All Note Details

Original Tweet

All Information

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  • participantId -
  • raterParticipantId - 82FB3ED98664EAA79D0532662183229B792B13FAB7FD5CD5AAF466D097F61D56
  • createdAtMillis - 1736287400562
  • version - 2
  • agree - 0
  • disagree - 0
  • helpful - 0
  • notHelpful - 0
  • helpfulnessLevel - NOT_HELPFUL
  • helpfulOther - 0
  • helpfulInformative - 0
  • helpfulClear - 0
  • helpfulEmpathetic - 0
  • helpfulGoodSources - 0
  • helpfulUniqueContext - 0
  • helpfulAddressesClaim - 0
  • helpfulImportantContext - 0
  • helpfulUnbiasedLanguage - 0
  • notHelpfulOther - 0
  • notHelpfulIncorrect - 1
  • notHelpfulSourcesMissingOrUnreliable - 1
  • notHelpfulOpinionSpeculationOrBias - 0
  • notHelpfulMissingKeyPoints - 0
  • notHelpfulOutdated - 0
  • notHelpfulHardToUnderstand - 0
  • notHelpfulArgumentativeOrBiased - 0
  • notHelpfulOffTopic - 0
  • notHelpfulSpamHarassmentOrAbuse - 0
  • notHelpfulIrrelevantSources - 0
  • notHelpfulOpinionSpeculation - 0
  • notHelpfulNoteNotNeeded - 0
  • ratingsId - 187674948755465858982FB3ED98664EAA79D0532662183229B792B13FAB7FD5CD5AAF466D097F61D56