Birdwatch Note Rating
2025-01-07 20:08:10 UTC - SOMEWHAT_HELPFUL
Rated by Participant: 9CB154D087420A5D6832BA692464E381B39B220CC5B45E089A4CAA9ABBC9671D
Participant Details
Original Note:
Prior to FICO scores, borrowers still needed to pass credit checks. Those credit checks "relied on subjective methods of evaluation — in other words, correspondents would provide evaluations of people based on their racial background, gender and moral character" (CNBC). https://www.cnbc.com/select/when-did-credit-scores-start/ https://www.credit.com/blog/when-was-credit-score-invented/#:~:text=Why%20Credit%20Scores%20Were%20Invented,such%20as%20liens%20or%20bankruptcies
All Note Details