Birdwatch Note Rating
2025-01-07 20:15:23 UTC - HELPFUL
Rated by Participant: 37CD7C61BE9E794E690705258084912D33B861842FCE5ACCF52D71844206D1D9
Participant Details
Original Note:
Prior to FICO scores, borrowers still needed to pass credit checks. Those credit checks "relied on subjective methods of evaluation — in other words, correspondents would provide evaluations of people based on their racial background, gender and moral character" (CNBC). https://www.cnbc.com/select/when-did-credit-scores-start/ https://www.credit.com/blog/when-was-credit-score-invented/#:~:text=Why%20Credit%20Scores%20Were%20Invented,such%20as%20liens%20or%20bankruptcies
All Note Details