Birdwatch Archive

Birdwatch Note Rating

2024-12-03 22:54:55 UTC - NOT_HELPFUL

Rated by Participant: CDC12505AEEBDB548211BC659BE532ED1FC2C418D2D803EDC24C4C10D68BEC87
Participant Details

Original Note:

While it lowers payments it results in much higher long-term costs. A $500k mortgage at 4.14% with a 30-year amortization lowers monthly payments by approx $264 compared to a 25-year amortization, but it costs approx $65k more in interest over the life of the loan. https://www.nerdwallet.com/ca/mortgages/30-year-mortgage-canada

All Note Details

Original Tweet

All Information

  • noteId - 1864071213166825600
  • participantId -
  • raterParticipantId - CDC12505AEEBDB548211BC659BE532ED1FC2C418D2D803EDC24C4C10D68BEC87
  • createdAtMillis - 1733266495715
  • version - 2
  • agree - 0
  • disagree - 0
  • helpful - 0
  • notHelpful - 0
  • helpfulnessLevel - NOT_HELPFUL
  • helpfulOther - 0
  • helpfulInformative - 0
  • helpfulClear - 0
  • helpfulEmpathetic - 0
  • helpfulGoodSources - 0
  • helpfulUniqueContext - 0
  • helpfulAddressesClaim - 0
  • helpfulImportantContext - 0
  • helpfulUnbiasedLanguage - 0
  • notHelpfulOther - 0
  • notHelpfulIncorrect - 0
  • notHelpfulSourcesMissingOrUnreliable - 0
  • notHelpfulOpinionSpeculationOrBias - 0
  • notHelpfulMissingKeyPoints - 0
  • notHelpfulOutdated - 0
  • notHelpfulHardToUnderstand - 0
  • notHelpfulArgumentativeOrBiased - 0
  • notHelpfulOffTopic - 0
  • notHelpfulSpamHarassmentOrAbuse - 0
  • notHelpfulIrrelevantSources - 0
  • notHelpfulOpinionSpeculation - 0
  • notHelpfulNoteNotNeeded - 1
  • ratingsId - 1864071213166825600CDC12505AEEBDB548211BC659BE532ED1FC2C418D2D803EDC24C4C10D68BEC87