Birdwatch Archive

Birdwatch Note Rating

2024-12-04 00:57:13 UTC - HELPFUL

Rated by Participant: C9872B454FA7E25A30679AD7FA21204D2350CE81CB13925E8EBE4AAE6CE3E2C2
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Original Note:

While it lowers payments it results in much higher long-term costs. A $500k mortgage at 4.14% with a 30-year amortization lowers monthly payments by approx $264 compared to a 25-year amortization, but it costs approx $65k more in interest over the life of the loan. https://www.nerdwallet.com/ca/mortgages/30-year-mortgage-canada

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