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2024-12-04 04:51:04 UTC - HELPFUL

Rated by Participant: 5718157D4D500A17218A8B9691992EC18113FD8DEA3A029C77549169264FAAE3
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Original Note:

While it lowers payments it results in much higher long-term costs. A $500k mortgage at 4.14% with a 30-year amortization lowers monthly payments by approx $264 compared to a 25-year amortization, but it costs approx $65k more in interest over the life of the loan. https://www.nerdwallet.com/ca/mortgages/30-year-mortgage-canada

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