Birdwatch Note Rating
2024-08-05 12:40:51 UTC - HELPFUL
Rated by Participant: A20D69E3A7D31B820CD34DF37E8C6190A70AAF5003EEBB4A7E32DE9C4F4D0B02
Participant Details
Original Note:
This edited image falsely claims a balance of $60k on a 23 year old loan of $70k. No loan of greater than 30 years has been legally allowable during such time. Until the HERA Act in 2005 a max of 12 years. Having paid only 15% of the principle in 23 years is impossible. https://ocap.org/Partners/Legislation/HERA.shtml
All Note Details