Birdwatch Archive

Birdwatch Note Rating

2024-04-11 20:38:34 UTC - HELPFUL

Rated by Participant: 326F336CD49394DA2916922121865C3AEFC7E37DB95E5DA6C15CC5AFC7FDD2D0
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Original Note:

The report in question makes no such claim. The report cites a Bloomberg article that discusses delinquency rates being at a "decade high". https://www.bloomberg.com/news/articles/2024-01-11/credit-card-delinquency-rates-climb-to-decade-high-in-fed-study Report in question: https://www.philadelphiafed.org/-/media/frbp/assets/consumer-finance/articles/cfi-in-focus-large-bank-data-april-2024.pdf Furthermore: delinquency rates currently stand at 3%, nearly 4% below the 2009 rate of 7%. https://fred.stlouisfed.org/series/DRCCLACBS

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