Birdwatch Note Rating
2023-08-31 11:16:30 UTC - HELPFUL
Rated by Participant: BA5792EE491BB8ED9313BAC46F6C07AE37C5348D70772C4FF518195E3CB4C75E
Participant Details
Original Note:
The US government does not give out credit scores to Americans, this is done by the three major credit reporting agencies. FICO is also calculated differently among the agencies hence why credit scores vary, the government only regulates, does not create or hand out. http://www.centolaw.com/creditreportinglawblog/2022/5/19/credit-scores-are-not-controlled-by-the-government#:~:text=Credit%20scores%20come%20from%20the,they%20are%20not%2C%20in%20fact. https://www.consumerfinance.gov/ask-cfpb/what-is-a-fico-score-en-1883/ https://www.usa.gov/credit-reports https://www.nerdwallet.com/article/finance/fico-score https://en.wikipedia.org/wiki/Credit_score_in_the_United_States
All Note Details