Birdwatch Note Rating
2023-04-30 01:46:57 UTC - HELPFUL
Rated by Participant: EA7177214A3406E63B9BA7D5FF749B05E7B726E28B3A2CEEE801DBEC5CE057DB
Participant Details
Original Note:
Credit scores are meant to protect institutions from poor lending individuals. It’s illegal to discriminate or build models based on race. Discrimination as a result comes from institutions and data limitations. https://www.fdic.gov/regulations/examinations/supervisory/insights/sisum05/sisummer05-article3.pdf https://hai.stanford.edu/news/how-flawed-data-aggravates-inequality-credit
All Note Details