Birdwatch Note Rating
2023-05-01 07:48:27 UTC - NOT_HELPFUL
Rated by Participant: D55A54E1C6A2BA28629E17A0847D5BA71F5CFD50B272E20145FB5D28F0272899
Participant Details
Original Note:
Credit scores are meant to protect institutions from poor lending individuals. It’s illegal to discriminate or build models based on race. Discrimination as a result comes from institutions and data limitations. https://www.fdic.gov/regulations/examinations/supervisory/insights/sisum05/sisummer05-article3.pdf https://hai.stanford.edu/news/how-flawed-data-aggravates-inequality-credit
All Note Details