Birdwatch Note Rating
2023-05-03 03:44:13 UTC - NOT_HELPFUL
Rated by Participant: A45F24ABB64C7FEC8605B99D5A477E48E0F7A53942A171B94F3119CE909CBF2A
Participant Details
Original Note:
Credit scores are meant to protect institutions from poor lending individuals. It’s illegal to discriminate or build models based on race. Discrimination as a result comes from institutions and data limitations. https://www.fdic.gov/regulations/examinations/supervisory/insights/sisum05/sisummer05-article3.pdf https://hai.stanford.edu/news/how-flawed-data-aggravates-inequality-credit
All Note Details