Birdwatch Note Rating
2023-04-30 17:00:16 UTC - HELPFUL
Rated by Participant: A149B366F4FCC0B892AAEE824811E15BA0C05A0F75109B5437C8F42E75B161DC
Participant Details
Original Note:
Credit scores are meant to protect institutions from poor lending individuals. It’s illegal to discriminate or build models based on race. Discrimination as a result comes from institutions and data limitations. https://www.fdic.gov/regulations/examinations/supervisory/insights/sisum05/sisummer05-article3.pdf https://hai.stanford.edu/news/how-flawed-data-aggravates-inequality-credit
All Note Details