Birdwatch Note Rating
2023-04-30 03:34:22 UTC - HELPFUL
Rated by Participant: 9E45D0D0BA601AC1594EB0FD6C9C41059E7D8699FD259AF0BE5FDAA7F69EB76B
Participant Details
Original Note:
Credit scores are meant to protect institutions from poor lending individuals. It’s illegal to discriminate or build models based on race. Discrimination as a result comes from institutions and data limitations. https://www.fdic.gov/regulations/examinations/supervisory/insights/sisum05/sisummer05-article3.pdf https://hai.stanford.edu/news/how-flawed-data-aggravates-inequality-credit
All Note Details