Birdwatch Note Rating
2023-04-30 17:00:16 UTC - HELPFUL
Rated by Participant: 9D014DF19556FE09EE686759FF9E81C6F7E8CC40F4F93912160C070093339620
Participant Details
Original Note:
Credit scores are meant to protect institutions from poor lending individuals. It’s illegal to discriminate or build models based on race. Discrimination as a result comes from institutions and data limitations. https://www.fdic.gov/regulations/examinations/supervisory/insights/sisum05/sisummer05-article3.pdf https://hai.stanford.edu/news/how-flawed-data-aggravates-inequality-credit
All Note Details