Birdwatch Note Rating
2023-04-30 17:43:24 UTC - SOMEWHAT_HELPFUL
Rated by Participant: 9C387CF119E034FDB53A431B932DF6103EB4220CA2EF6C94E6E4B8E87D2E4748
Participant Details
Original Note:
Credit scores are meant to protect institutions from poor lending individuals. It’s illegal to discriminate or build models based on race. Discrimination as a result comes from institutions and data limitations. https://www.fdic.gov/regulations/examinations/supervisory/insights/sisum05/sisummer05-article3.pdf https://hai.stanford.edu/news/how-flawed-data-aggravates-inequality-credit
All Note Details