Birdwatch Note Rating
2023-05-01 04:27:24 UTC - HELPFUL
Rated by Participant: 9B0F92587FEA7E705E5075FF71040543E7DD9C5021924EE7CAF31CA39F9939B9
Participant Details
Original Note:
Credit scores are meant to protect institutions from poor lending individuals. It’s illegal to discriminate or build models based on race. Discrimination as a result comes from institutions and data limitations. https://www.fdic.gov/regulations/examinations/supervisory/insights/sisum05/sisummer05-article3.pdf https://hai.stanford.edu/news/how-flawed-data-aggravates-inequality-credit
All Note Details