Birdwatch Note Rating
2023-04-30 05:36:09 UTC - NOT_HELPFUL
Rated by Participant: 5BEA03C9859312E4F3ABB8ED5D679C50C0D79533E75842EA17E630E6A8974D03
Participant Details
Original Note:
Credit scores are meant to protect institutions from poor lending individuals. It’s illegal to discriminate or build models based on race. Discrimination as a result comes from institutions and data limitations. https://www.fdic.gov/regulations/examinations/supervisory/insights/sisum05/sisummer05-article3.pdf https://hai.stanford.edu/news/how-flawed-data-aggravates-inequality-credit
All Note Details